Physical Damage

Physical Damage Insurance provides coverage for your truck and trailer, offering repair or replacement for damage caused by events like collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.

Pricing for Physical Damage insurance is determined by the value of your equipment, typically paying a percentage of that value. This coverage may be mandated by the lien holder or leasing company. Trailer Interchange Insurance is often requested by leasing companies and is part of Physical Damage coverage, protecting against the legal liability of truckers for loss or damage to non-owned trailers and equipment under a written interchange agreement.